Guaranteed Rural  Housing Loans  Mt. Jefferson Mortgage specializes in processing Guaranteed Rural Housing (GRH) Loans.  One advantage to a GRH Loan is that a qualifying buyer can borrow up to 102% of the cost of their home.  Local banks are seldom if ever equipped to process these types of loans.  Joseph D. Duvall brings over 35 years experience making Guaranteed Rural Housing Loans to Mt. Jefferson Mortgage. 

Family Operated Personal Service  One-on-one personal attention is given to every client served by Mt. Jefferson Mortgage.  Customers are spared the sometimes impersonal and often overwhelming experience of trying to get a loan directly through a large bank. 

Before, During or After-Hours Appointments  Appointments can be made before or after "banker's hours" for clients who work during the nine-to-five work day.

Ease of Application  Loan applications can be processed over the phone or we'll be glad to come visit you.  Children are always welcome at Mt. Jefferson Mortgage.  Our goal is to make getting a loan as easy as possible for our clients. 

Homebuyer Assistance  Mt. Jefferson Mortgage will walk a new homebuyer step by step through the process of buying a home.  We can explain every detail or just take care of those details for you.  There is no need to be afraid of the process.

Pre-qualification  By using the services of Mt. Jefferson Mortgage, a buyer can find out how much money they have to spend before shopping for a home or going to a realtor.